Personal Banking
Customers can enjoy the convenience of banking service.
SME Banking
For availing SME loan it is required to mortgage collateral/security.
Corporate Banking
Get it on PC or Mobile to create, send and receive funds.
Personal Loans
Truenorth Capital Bank offers a wide range of loans to suit your needs.
About Us
A few years ago, a small team with a bold vision set out to transform the banking experience. What began as a simple savings app designed for everyday people became the foundation of Truenorth Capital Bank. Today, that vision has grown stronger. We are now a Central Bank–licensed microfinance bank, committed to helping individuals and businesses make the most of their money without unnecessary fees or complexity. Our platform is built to empower you with smart tools for tracking spending, saving effectively, and making informed financial decisions. At Truenorth Capital Bank, our customers are at the center of everything we do. We understand the frustrations of traditional banking, and we are redefining the experience to be simpler, fairer, and more transparent. No matter who you are or where you live, we are here to help you move forward with confidence.
To provide secure, transparent, and accessible financial services that empower individuals and businesses to manage, grow, and protect their financial resources, while operating with the highest standards of regulatory compliance, governance, and integrity.
To become a trusted financial institution recognized for responsible innovation, financial inclusion, and sustainable growth, guiding customers toward long-term financial stability and prosperity across diverse markets.
Integrity
We operate with honesty, transparency, and accountability in all our engagements, ensuring trust with customers, regulators, and stakeholders.
Customer-Centricity
Our products and services are designed to meet genuine customer needs, delivering fair value, clarity, and reliability at every point of interaction.
Regulatory Compliance
We maintain strict adherence to all applicable laws, regulations, and supervisory requirements, embedding compliance and risk management into our operations.
Prudence
We practice sound financial management, responsible lending, and disciplined risk assessment to safeguard customer funds and institutional stability.
Innovation with Responsibility
We leverage technology to improve efficiency and access to financial services while maintaining strong controls, security, and consumer protection.
Financial Inclusion
We are committed to expanding access to banking services for underserved individuals and communities, supporting economic participation and development.
Why Us?
Here are some of the many features that define our uniqueness.
Multiple Payment options
We support multiple payment methods: Visa, MasterCard, bank transfer, cryptocurrency and lots more.
World Coverage
We provide services in 80% countries around all the globe located in various continents.
Incredible Transaction Fee
Our transaction fees and rates are incredibly low for all customers and all market makers.
Secured Transactions
Your finance is secured with our advanced technologies that protect you against digital thefts and hacks.
Strong Security
We offer you an unbeatable protection against DDoS attacks with full data encryption for all your transactions.
24/7 Support
Our customer care service is available at all time to attend to you and also offer solutions to all your needs.
Loan Services
Discover our flexible loan options designed to meet your financial needs.
Take look at
Our Loans
Whatever you need finance for, we offer a flexible range of loans to help you afford it.
Discover
We take care of you
Personalized loan solutions with dedicated support throughout the process.
No documents needed
Fast, paperless application process with minimal documentation requirements.
Fast & easy loans
Quick approval and disbursement with a simple online application process.
A brief history about us
Truenorth Capital Bank was founded in 2012 by a group of socially driven entrepreneurs who recognized a critical gap in access to financial services for low-income individuals and small businesses. Guided by a commitment to financial inclusion, the founders set out to support underserved communities through responsible lending and accessible financial solutions aimed at fostering economic growth and reducing poverty.
In its early years, the institution focused on providing small loans to micro-entrepreneurs within its local community. The strong demand for these services and the positive impact on small businesses led to a strategic expansion, with new branches established in additional cities to serve a broader customer base.
As operations grew, Truenorth Capital Bank diversified its product offerings to include savings accounts, insurance services, and domestic and international money transfers. The Bank also invested in innovation, introducing mobile banking and digital financial solutions to enhance accessibility, convenience, and efficiency for its customers.
In 2013, the institution secured strategic investment from a leading venture capital firm, enabling further operational scaling and market expansion. By 2015, Truenorth Capital Bank had become one of the country’s leading microfinance institutions, serving thousands of customers and facilitating millions of dollars in loans and financial services.
Throughout its history, Truenorth Capital Bank has remained steadfast in its mission to empower underserved populations and support sustainable economic development. Its impact is reflected in the growth of small businesses, job creation, and improved financial stability for families and communities. Today, the Bank continues to build on this legacy by delivering affordable, responsible, and inclusive financial services.
Our Process is Simple and Short
Sign Up
Click on the registration button to register, verify yourself and get a new account in minutes.
Set Up Your Account
Login to your account to add new wallet and get your unique account number and transaction pin.
Fund your Account
Make deposit to your account to perform transactions and access our various services. Enjoy a secure payments system that protects your money and data from fraud as you grow revenue.
Perform transactions
Explore our seamless services by performing various transactions on your account.
What Our Clients Say About Us
Our expertise in financial services has bettered the lives of our clients greatly, their testimony has encouraged us greatly.
Truenorth Capital Bank is one of the best performing microfinance company I have ever experienced. Their transaction process are incredibly seamless!
Chloe Neil
CustomerGreat company With great vision. Their customer service is quite impressive. Their transaction fees is incredibly low which is also amazing.
Kim Thompson
CustomerThis is just awesome! One of the best service I had. You can trust them and deposit your funds. Their loans are really helpful and convenient too.
Kyle Waters
CustomerFrequently Asked Questions
Have Any Question?
What is Truenorth Capital Bank?
Truenorth Capital Bank is a financial services institution that provides investment and banking solutions with a focus on digital assets, including Bitcoin and other cryptocurrencies. Our services are designed to support individuals and businesses seeking secure, structured, and technology-driven financial opportunities.
How do I open a bank account?
You can open an account online through our website or mobile app, or visit any of our branch locations. You'll need valid government-issued identification, proof of address, and your Social Security Number (or equivalent tax ID). The online process takes about 10-15 minutes to complete.
What types of accounts do you offer?
We offer a range of account types including: checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), retirement accounts (IRA), and business banking accounts. Each account type comes with different features and benefits tailored to your financial needs.
How long does it take for deposits to clear?
Direct deposits and cash deposits are available immediately. Check deposits typically have a 1-2 business day hold period for funds availability, though first $225 is available next business day. Mobile check deposits may take 1-3 business days to fully clear. International deposits may take 5-10 business days.
What are the requirements for a business loan?
Business loan requirements include: minimum 2 years in business, satisfactory credit score (680+), annual revenue verification, business bank statements (last 6-12 months), business tax returns (last 2 years), and a detailed business plan. Collateral may be required depending on loan amount and type. We also consider cash flow projections and industry experience.
How long do international transfers take?
International wire transfers typically take 1-5 business days depending on the destination country, currency, and intermediary banks involved. SWIFT transfers are usually processed within 24 hours but may take longer due to time zone differences and regulatory requirements. We recommend initiating transfers before 2 PM local time for same-day processing.
Is mobile banking secure?
Yes, our mobile banking uses bank-level security including 256-bit SSL encryption, multi-factor authentication, biometric login (fingerprint/facial recognition), real-time fraud monitoring, and automatic logout after periods of inactivity. We never store your full account credentials on your device and provide instant notifications for all account activity.
Can I have multiple accounts?
Yes, you can open multiple accounts for different purposes such as personal checking, savings, joint accounts, and business accounts. Each account type serves specific financial goals. There's no limit on the number of accounts you can have, though certain accounts may have minimum balance requirements or monthly maintenance fees.
